Legal

Evolve Electronic Communications Consent

https://www.silamoney.com/legal/evolve-electronic-communications-consent

Customer Account Agreement Disclosure and Consent

Promotional Software Solutions, LLC d.b.a. Emerald Wallet partners with financial services software company
Sila Inc. (Sila) and banking services provider Evolve Bank & Trust (Evolve), member FDIC, to provide you with an
Account on our platform. The Account By registering to use our platform and receiving access to the Account,
you agree to the terms and conditions of the Evolve Customer Account Agreement, available at
https://emeraldwalletapp.com/evolve-customer-account-agreement.
Additionally, by opening an Account, linking your external bank account, or authorizing any electronic payment,
you agree to Sila’s terms of service,

https://www.silamoney.com/legal/terms-of-service
https://www.silamoney.com/legal/acceptable-use-policy
https://www.silamoney.com/legal/privacy-policy
https://www.silamoney.com/legal/sila-electronic-communications-consent

Emerald Wallet accounts do not accrue interest (APY 0.00%)

Emerald Wallet does not require a Minimum Balance or fee to create wallets

Emerald Wallet has the following services:

– Deposit Money to Wallet from Bank Account: The user can add funds to wallet from bank account, after linking a bank account with funds.

*- Deposit Money to Wallet from Virtual Account: The user can add funds to wallet from virtual account, after creating a virtual account with funds.

– Send Money to Wallet from another Wallet: The user can send money between its wallets, if the sender wallet has funds.

– Send Money to a contact: The user can send money to a contact, searching the contact and adding an amount.

– Withdraw Money from Wallet to Bank Account: The user can add funds to virtual account from wallet, if the sender wallet has funds.

*- Withdraw Money from Wallet to Virtual Account: The user can add funds to virtual account from wallet, if the sender wallet has funds.

*- Add Funds from a Bank Account to a Virtual Account: The user can add funds to the virtual account from the bank account, if the bank account has funds.

Opening fees: Emerald Wallet charges 1% fee in withdraw transaction, and 1.5% fee in wallet to wallet transaction, if the account is business.

Emerald Wallet charges 2.5% fees on instant ACH transactions.

Contact: For Emerald Wallet, our customers are paramount. If you have any questions about our services, transactions or accounts, or if you believe a transaction was made without your permission or otherwise made in error, do not hesitate to contact us, our communication channels are:

Email: support@emeraldwalletapp.com Phone: 619-837-2307